Obamacare will piss off employees used to choices, Businesses could shun Obamacare exchanges, Single plan bad for elderly and young, One size doesn't fit all

Obamacare will piss off employees used to choices, Businesses could shun Obamacare exchanges, Single plan bad for elderly and young, One size doesn’t fit all

“If you like your health care plan, you can keep your health care plan.”…Barack Obama

“The Patient Protection and Affordable Care Act (PPACA)[1] imposes numerous tax hikes that transfer more than $500 billion over 10 years—and more in the future—from hardworking American families and businesses to Congress for spending on new entitlements and subsidies. In addition, higher tax rates on working and investing will discourage economic growth both now and in the future, further lowering the standard of living.”…Heritage Foundation

“Can we stop calling ObamaCare the Affordable Care Act now?”…Guilford College student

One size doesn’t fit all. Another reason to keep government out of health care and our lives.

From CNN money April 4, 2013.
“Businesses could shun Obamacare exchanges”

“By 2014, two kinds of health exchanges are scheduled to be up and running: One for individuals and one for small businesses.

Under the Small Business Health Options Program, business owners would choose a level of coverage, and their workers could pick among competing plans that qualify.

Under a new proposal from federal regulators, each business owner would still have their pick of insurance from several providers. But businesses would be limited to choosing a single plan to cover all their employees. An expansion of more options would not come until at least 2015.

Related: What companies need to know about Obamacare

It would limit employers who currently offer several plan options to their employees. That makes up about half of all small businesses, according to health insurance broker Jesse Smedley.

“People who are used to having a choice and offering multiple plans are going to be pissed off,” said Smedley, who owns iHealthBrokers.

That includes business owners like Zachary Davis, who owns two ice cream shops and acafe in Santa Cruz, Calif. He currently provides health insurance to his 20 full-time workers, a diverse group that ranges from college students to seniors.

Davis chose to offer his employees three different types of plans to better suit their needs.

The young ones are fresh out of college and loaded with student debt. They prefer to pay lower monthly premiums and higher out-of-pocket costs, because they’re healthy and rarely see a doctor.

His older workers visit doctors more frequently and opt for higher premiums and lower deductibles.

Davis said limiting each business to a single plan would be a deal breaker, keeping him out of Obamacare exchanges.”

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